All of Leslie’s compliments to Ann

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camijtee:

Sailor Moon may have my heart, but Tina Belcher has my soul.
Grabbing buns by moonlight.Writing friend-fiction by daylight. 

camijtee:

Sailor Moon may have my heart, but Tina Belcher has my soul.

Grabbing buns by moonlight.
Writing friend-fiction by daylight. 

MODIFICATIONS.

source: strivingonward
I said I’d come back on Monday with a few modifications for my spending strike. Granted, it’s 10 PM on Monday night, but it still counts, right?

When I came back from San Diego, I realized I had to re-evaluate a few things. I want 2014 to be a good, fun year, but also want to be successful at paying off my debts.

Here are a few things I will try to do differently:

1. Allot $20 a paycheck to my “fun” money budget. This will be used for movies, dinner, etc. It doesn’t seem like much, but I’d try to refrain from using it. Just because I have $40 in my “fun” money doesn’t mean I have to use it. It doesn’t seem fair for Matt to buy me movie tickets all the time and pay for my dinner.

2. Try to save $10 a paycheck for my trip to San Diego in July. If possible, I’d like to put a bit more away. If I save $10 a check right now, I’ll have about $100 to take with me. Not bad, but a little extra would be a nice cushion. And I’ll definitely be bringing my spending money in cash form because it’s too easy to shop and swipe (my debit card).

3. Try couponing? I’m not sure this will work for me, but I’ll have to look into it. Grocery shopping is already such a chore, but I know it’s where we need a lot of work. Typically, we meal plan by figuring out what we want to eat that week but maybe I’ll try seeing what’s on sale at the grocery stores and work around that. This part may take some time.

4. Take it day by day. I get too anxious thinking about money and I shouldn’t. I always think that if I just had more of it, things would be okay. I need to accept what I have and take responsibility for the position I’m in.

I feel like I had more to add, but I’ve been at work for nearly 14 hours and I am beat. I’ll be back again with a post about my trip to San Diego (even though it seems like old news). G’nite!

xoxo, Jessica


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FRIDAY FINDS.

one / hooded olive coat. two / eaton tote. three / j.crew shirt. four / jeansfive / charley boot. six / Sol LeWitt exhibit.

I’m playing around with blog ideas and learned how to make mood boards! I spent a lot longer than I should have putting this one together, but with more practice, I’m sure I’ll be a natural in no time.

It may not be a good idea to create style boards (or any boards for that matter) when I’m on a spending strike! Ha! Oh, the irony. Who cares? It’s fun. If it leads me down a dark and dangerous path, I’ll stop. I swear. Besides, most of the items on this board are out of my price range! Not to mention the purse, the coat, and the shoes are not vegan-friendly. I already had the pictures pulled from Pinterest so I just stuck with them. Mood boards in the future will be vegan-friendly.

I’d like to try to center these boards around a certain theme, but not sure I’ll be able to pull it off. For right now, they may be random and sporadic. The one above is for a day at MASS MoCA. Matt informed me they were having a free day tomorrow so we’re going to venture over and have a good look around. 

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ALREADY?!

souce: kensiekate
Well, I’m 10 days into January and I have already decided to take my blog in a different direction. It’s not a huge change by any means. Instead of focusing on my “spending strike” I will be throwing in bits and pieces of life happenings. This has basically just turned into a personal blog so I can archive memories.

I’m always a little embarrassed when I come up with blog names and feel the need to explain the meaning behind everything. I’m a Roald Dahl fan (who isn’t?) and came across the above quote. I obviously just pulled words from the quote and made it my blog name! Ta-da! It’s a good reminder to have good thoughts, good intentions, good feelings, good everything!

Continuing on…I will still document my progress, successes, and failures of my “spending strike”.  So far, on this 10th day of January, I’m doing pretty well. I haven’t purchased anything that wasn’t a need. I haven’t been lured into going to Target for no reason. I just have no desire to spend my money on things…at least, for right now. Finances are so tight that I can’t even contemplate spending money on things that aren’t necessary. I have been toying around with the idea of giving myself “fun” money each month, but I’m not sure. It wouldn’t be much, maybe $30-40 each month. I haven’t decided what I would do if I didn’t spend all of my monthly “fun” money. Maybe I’ll put the remaining balance towards my credit cards or put it into my savings account. Or, maybe I’ll allow it to roll over. We’ll see how that goes.

I guess it’s worth mentioning that I paid off one of my credit cards already. Wahoo…I guess. There is a bit of backstory that I won’t delve into deeply. Basically, I took a credit card out for a loved one so they could make one big purchase and they promised to pay the card off. Well, they never did and the card defaulted and was sent to collections, and blah blah blah. I was bombarded with phone calls from the company about my delinquency. I finally had it and decided that this particular person wasn’t going to be responsible, so I called the credit card company and set up a payment plan with them to finally pay this debt back. Luckily, I didn’t have to pay the whole balance. I believe the balance on the card was in the $900 region but I only paid back $500 or so. I made my final payment yesterday. I’m glad it’s over with. I don’t want to be bitter about the particular situation. I mean, I can’t be bitter and look lovely at the same time, right? I clearly shouldn’t have taken a credit card out for someone else…or let them max out another one of my cards (let me hang my head in shame for a minute)…but, you live and you learn, right? Maybe that was too much information. Maybe not. Oh, well!

On the bright side, I will be meeting my baby nephew in TWO WEEKS. He better love me because I’m going to be squeezing the heck out of him when I arrive.

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DAY 1: SO FAR SO GOOD.

source: blog.mintsider.com

It’s almost 4:30 PM on the east coast and so far I have not spent one single penny! It also helps a bunch that I haven’t stepped foot outside of my apartment and that I don’t have any money to spend. The real test will be when I get paid next week.

Matt & I had a very low-key new year. We went to see The Hobbit movie and crashed on the couch afterwards. Party animals.

My spending fast success might be a slow start. I’m predicting that I won’t save as much as I anticipate, but at least I do believe there will be some success in the end. I have approximately $10,000 in credit card debt (nearly $100k in student loans…which I hope to tackle before I die). This spending fast is set to conclude at the end of 2014 and if I want to achieve my goal, I’d have to save an average of $850 a month. I can already tell you that is not realistic, BUT, I’ll still try my darn best!

This month I will be flying to San Diego to visit my baby nephew for the first time. I don’t plan to spend money shopping, but I’m going to allow myself money for food only. Food is definitely on my needs list. I’ll be buying my own groceries while I’m there (can’t really mooch off the parents since I’m vegan and they’re not) and will probably go out to eat a couple of times.

Hope everyone had a safe and happy new year!


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YIKES!

My spending fast begins in 4 hours!!

As a celebratory kick-off, Matt is treating me to movies (with popcorn and a freeze frame)!

Here goes everything!

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BLOGLOVIN’

I put my blog on bloglovin’ to get some love!


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